For more than 30 years, Mitchell Homes has helped families across Virginia, North Carolina, South Carolina, and Maryland turn their land into a place they call home. And after decades of building on customers’ land, one truth has remained consistent: while designing the home is exciting, financing is often the part that creates the most uncertainty.

That reality is exactly why Mitchell Homes is proud to announce our exclusive partnership with CrossCountry Mortgage as our trusted lending partner – ensuring clarity, alignment, and confidence from the very beginning of the build process.

To share what this partnership truly means for families considering building on their land, we sat down for an open, honest conversation on the Behind the Build Podcast. In this episode, Scott and Deven are joined by Chris Cleveland of CrossCountry Mortgage, a mortgage professional with 15+ years of experience working with new construction and Mitchell Homes homeowners. The conversation centers on the common questions families have – from pre-approval application through closing – and why the right lender can completely change the experience.

As Scott shares in the episode: “The home is the exciting part. The loan is usually the part that causes stress. Our goal is to make you feel comfortable with both.” That comfort starts with understanding. Building on your own land is fundamentally different than purchasing an existing home, and not every lender understands the nuances involved. Construction timelines, land equity, appraisals based on plans, and site-specific considerations can all create challenges when the builder and lender aren’t aligned.

Deven speaks directly to that risk, noting: “We can build a beautiful home, but if the financing isn’t set up correctly from the start, it can slow everything down. This partnership helps keep families moving forward.” With Mitchell Homes and CrossCountry Mortgage working together, the lending process is designed to move with construction – not work against it. Families gain a clearer picture of what to expect when decisions need to be made, and how each step supports the next.

From Chris’ perspective, education is the key to removing fear from the process. as he shares in the episode: “When families understand the process, everything feels less intimidating. Education and communication are what keep builds on track.” This shared philosophy is what makes this partnership meaningful. It’s not just about financing a home – it’s about creating a smoother, more confident experience from the moment families begin planning to the day they move in.

Click here to watch or listen to the Behind the Build Podcast episode featuring Chris Cleveland to hear the full conversation and learn how the right lending partner can help turn your land into your home.

Written by Brittany Horner, Director of Marketing & Online Sales at Mitchell Homes