Financial Advantages

Financial Advantages Mitchell Homes

Building your dream home has never been easier. If you are a qualified landowner, save thousands of dollars through our unique and one-of-a-kind financing program, Simply Mitchell.

No Need For Construction Financing

Construction Financing

No Need For Construction Financing

We know how frustrating it can be to obtain a construction loan, which is why we don’t require that you have one. Plus, we make it even easier on you by requiring no down payment and we pay your closing costs! It doesn’t get any better than this.

Pre-approval loan

Our pre-approval loan application is simple and hassle-free.

Our pre-approval loan application is simple and hassle-free. Mitchell Homes will arrange for one of our partner lending institutions to meet with you at a time and place of your convenience. Your personal mortgage consultant will then work with you to find the mortgage program that best suits your budget and needs. Our lending partners offer very competitive interest rates and long lock-in rate programs.

Our pre-approval loan application is simple and hassle-free.
No need to worry about obtaining a construction loan

Construction loan

No need to worry about obtaining a construction loan

No need to worry about obtaining a construction loan, because with Mitchell Homes, it is not required! Qualified land owners pay NO DOWN PAYMENT, NO CLOSING COSTS, NO DISCOUNT POINTS, and NO CONSTRUCTION LOAN. This means that you pay nothing for your new home until you receive your first mortgage statement, which can be up to 60 days after you’ve already closed on your new Mitchell Home.

Mortgage loan

worried about qualifying for a mortgage loan?

At Mitchell Homes, we have access to lending institutions and credit repair agencies who specialize in helping people with slightly less than perfect credit build a new custom home in Northern Virginia. Our team of professionals is here to help you and will do whatever we can to help you find the right lender and the right loan product for your particular needs.

worried about qualifying for a mortgage loan?
Find your design center

Contact Us

Find your design center

We build homes throughout the Commonwealth of Virginia, Southern Maryland, and Northeastern North Carolina including the Outer Banks and Rocky Mount areas, and we offer four convenient sales office and design center locations. Visit the design center closest to you today to find out how our Simply Mitchell financing program can make it easy to build the home of your dreams!

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Free plan book

Includes floor plans and everything else you’ll need to know to start planning your new dream home!