Financial Advantages

No Need for Construction Financing: We know how frustrating it can be to obtain a construction loan, which is why we don’t require that you have one. Plus, we make it even easier on you by requiring no down payment and we pay your closing costs! It doesn’t get any better than this.

Our pre-approval loan application is simple and hassle-free. Mitchell Homes will arrange for one of our partner lending institutions to meet with you at a time and place of your convenience. Your personal mortgage consultant will then work with you to find the mortgage program that best suits your budget and needs. Our lending partners offer very competitive interest rates and long lock-in rate programs.

No need to worry about obtaining a construction loan, because with Mitchell Homes, it is not required! Qualified land owners pay NO DOWN PAYMENT, NO CLOSING COSTS, NO DISCOUNT POINTS, and NO CONSTRUCTION LOAN. This means that you pay nothing for your new home until you receive your first mortgage statement, which can be up to 60 days after you’ve already closed on your new Mitchell Home.

Are you worried about not qualifying for a mortgage loan? At Mitchell Homes, we have access to lending institutions and credit repair agencies who specialize in helping people with slightly less than perfect credit build a new custom home in Northern Virginia. Our team of professionals is here to help you and will do whatever we can to help you find the right lender and the right loan product for your particular needs.