You probably believe that a custom built home isn’t quite within reach. You might imagine that it costs a lot more to build a home from the ground up than to simply purchase a pre-existing house. But what if we told you that you were wrong?

Building your own custom home is not only within reach, but it can actually be a lot easier than purchasing one that’s already on the market. You see, with Mitchell Homes, custom-built homes are much more affordable. In fact, we’re able to make the dream of building your own home a reality for practically everyone.

You Don’t Need Perfect Credit

You might think you need perfect credit or a ton of money in the bank to custom build your own home. But that’s not the case with Mitchell Homes. We frequently work with people who have less than perfect credit. That’s because we partner with lending institutions and credit repair agencies that make the possibility of custom building a new home a feasible option for most everyone. So even if you feel like you might not qualify for a mortgage loan, we will do everything we can to help. Sometimes it takes a little extra time, but we never give up!

You Don’t Need a Construction LoanCustom Built Homes by Mitchell Homes Are More Affordable Than You Think

One thing that really sets Mitchell Homes apart from the competition is that we don’t require a construction loan to start building your home. Construction loans can sometimes complicate the home-building process, making it much more difficult and convoluted to complete.

For instance, your lender might do regular inspections to ensure that adequate progress is being made on the project. Or they may choose to only finance part of the project, requiring you to put up some money of your own.

On top of that, the interest rates on a construction loan are usually higher than mortgage interest rates. That means the cost of a custom built home can add up relatively quickly.

But Mitchell Homes wants to simplify the process for you. We’re able to build on the strength of our own company, which means we don’t require you to finance the building process. Actually, when you build with us, you won’t get your first bill until you’ve already closed on your home and received your first mortgage statement. That translates to huge cost savings.

In fact, for a $250,000 loan, that amounts to saving about $5,000 in construction loan interest payments. That’s how we make custom building your own home more feasible and affordable than our competition.

No Down Payment Required

Mitchell Homes understands that one of the barriers to owning your own home is saving for a down payment. Some home purchases require you to have tens of thousands of dollars in the bank before you’re able to sign on the dotted line. But not with Mitchell Homes.Custom Built Homes by Mitchell Homes Are More Affordable Than You Think

Our qualified home buyers aren’t required to put any money down. So instead of waiting years to put away enough money to custom build your own home, you can start thinking about that possibility right now.

Tired of throwing money away on rent? Or have you purchased a starter home and feel like every other month something is breaking and it’s a major expense to fix? With Mitchell Homes, you don’t have to worry about having a ton of money set aside. Instead, you can use your mortgage loan to pay for the building process from start to finish.

No Closing Costs

Another way that Mitchell Homes is different from the rest? We’ll pay your closing costs for you. Once again, that amounts to huge cost savings.

On a typical $250,000 construction loan, you can expect to pay almost $10,000 in closing costs. But with Mitchell Homes, you won’t have to worry about that expense at all. When buying a pre-existing home, on the other hand, sellers are often only willing to pay for a portion of the closing costs, if any at all. That means you can actually end up saving money with our custom built homes.

You’ll also save almost $5,000 in interest by not having to secure a construction loan. We’ve crunched the numbers, and when added to the savings from closing costs, home buyers who use Mitchell Homes for their custom built home wound up saving a total of $14,762. That’s money you can use to furnish your new abode.

Your Investment is GuaranteedCustom Built Homes by Mitchell Homes Are More Affordable Than You Think

The savings with Mitchell Homes doesn’t end once you’ve closed on your loan. In fact, it continues for quite some time afterward. That’s because every home built with Mitchell Homes comes with a 2-10 Home Buyers Warranty.

The warranty includes ten years of structural coverage, two years of system coverage, and one year of workmanship coverage. You can also opt to extend your warranty on an annual basis so that you can be confident in your investment even decades after it’s built.

Mitchell Homes makes custom building your own home easy and affordable. You can save thousands of dollars when you choose to build with us. On top of the cost savings, we also provide a quality product and superior customer service. Check out our floor plan collection to get started.

Whether you’re a first-time homebuyer or an existing homeowner looking to upgrade, we’re confident we can custom build the home of your dreams. Take a look at some of the customer testimonials we’ve received and learn more about our process here. Homes don’t come in a one-size-fits-all formula, so let us help find the one that’s the exact right fit for you.