We Build With Our Cash—Here’s Why That Should Matter to You 

Thinking about building a custom home, but feeling overwhelmed by:

• High interest rates
• Rising material costs
• Risky construction loan terms?

You’re not alone. But what if you could skip all of that?

In this episode of Behind the Build, Scott and Deven pull back the curtain on how Mitchell Homes uses our own cash to build your home—saving you stress, time, and thousands of dollars. And it’s something most builders simply can’t offer.

Watch the episode now

The SimplyMitchell Advantage

At Mitchell Homes, we’ve created a model that’s completely different:

• No construction loan
• No down payment (your land acts as equity)
• No closing costs
• No interest during construction

“We fund your build with our own cash—so you don’t pay interest, period.” – Scott

That means no surprise bills and no financial stress while your home is being built. Just a clear path forward and locked-in pricing from day one.

How It Works (In Three Simple Steps)

1. Apply for pre-qualification
2. Secure your build for just $150
3. Let us handle the rest—no interest, no payments until closing

No catch. Just a model we’ve perfected over 30+ years to help families build smarter.

Why It Saves You Thousands

Typical construction loans come with 9–10% interest. That adds up fast—especially when delays happen or prices rise mid-build.

With Mitchell Homes, there’s no interest, no surprises, and no pressure.

Plus, by using our own cash and buying materials early, we protect you from:

• Tariff hikes
• Material shortages
• Mid-project cost increases

Is It for Everyone?

If you own land (or plan to), this is likely a perfect fit. Even if you have a land loan, our team can often still structure your project to give you the same advantages.

Curious how? Scott & Deven explain exactly how it works—and when it doesn’t—in the full episode.

Build Smarter, Starting at Just $150

We’ve stripped away the complexity and cost of custom homebuilding.
No big payments up front. No interest. No surprises.

Just a better way to build.

Watch the full episode of Behind the Build to find out how we do it—and why no one else is doing it this way.